Orange Genie News

As a contractor running a Limited company there is no escaping the need to maintain clear books and records. With the risk of sporadic work and gaps in contracts it’s vitally important that contractors are fully aware of their current and future financial situations.

With initiatives such as Making Tax Digital, it is necessary that companies maintain their records on line. In a world where we expect answers quickly and everything to be real time that record keeping software needs to be accessible 24/7 anywhere.

Contractor Mortgages

Contracting has become more mainstream in recent years, and while some mortgage lenders have yet to catch up, the world of contractor mortgages is less problematic than it used to be, as long as you know how to approach it. Here are the answers to some of the most common questions we receive about contractor mortgages.

Contractor Mortgages - What You Need to Know: Click here to download

Contractor Mortages

Whatever you might have heard, your choice to work as a contractor should not stop you getting a mortgage. However, because most high-street lenders don’t understand how you work, you might have to approach it in a different way. Here’s what you need to know about contractor mortgages.

Contractor Mortgages - What You Need to Know: Click here to download. 

Umbrella Company

Even if you’ve been contracting for a while, it’s worth checking that you’re still operating in the best way for you. After all, things change and you might make a different choice based on your current circumstances. In terms of how you operate as a contractor, you’re likely to have three options, agency PAYE, an umbrella company or running your own limited company. In this article we’ll look at all three, so you can check that you’re using the right one.


If the public-sector IR35 reform has taught us anything, it’s that IR35 assessments are complex, time consuming and difficult to get right. Private-sector reform is on the way and HMRC and others are talking as if “role based” assessments are a viable solution, so could blanket decisions be the way to go?