The OrangeGenie Mortgage and Re-mortgage Service

Our advisers will overcome the objections of the big High Street lenders and can offer you unique mortgage underwriting based on a simple multiple of your contract rate alone.

In this way you can often secure a mortgage that is larger than you could have before as a permanent employee, with the same competitive interest rates that are available to mainstream borrowers and none of the hassle that contractors normally suffer.

Our advisers comment...

...‘Whilst it is relatively easy for you to go online or pop into a local branch to obtain an initial agreement in principle from a lender, its only when that application goes live that a more senior mortgage underwriter will properly consider your employment status. It is at this stage that things can start to go horribly wrong...’

Areas we can help with:

• mortgage schemes that are open to you, even in the first week of your first contract

• schemes that need little or no deposit, including a scheme that allows you to borrow 125% of the property value to help with debt consolidation, renovations etc

• offset mortgages, cheque-book mortgages, fixed and discounted schemes

• credit repair schemes for those with poor financial histories

• buy to lets, to help you build up a investment property portfolio

• let to buys, allowing you to retain your existing property as a rental investment and buy a second house for yourself

• overseas mortgages to secure you a place in the sun

• commercial mortgages to help build up an investment and potential future income stream.
  

For GenieWorldUK clients, the advisers charge none of the usual broker fees and will deal with your enquiry efficiently and talk to you in plain English. They are there to work with you and help you take control of your finances.

If you know that your mortgage is due for expiry soon, why not get in touch with the advisers now. As independent advisers they can compare what your existing lender is offering against what is available on the open market.

Use our online mortgage finder below and one of the advisers will be in touch shortly to discuss your requirements without any pressure or obligation.